Aegis PrimeWealth & Insurance
IRDAI Reg. 892/2019 • AAA Rated Reinsurance Security

Institutional Wealth Protection & High-Yield Life Coverage

Experience the future of insurtech: instant actuarial underwriting, paperless UIDAI e-KYC verification, 100% sponsored executive diagnostic profiles, and automated IRDAI-compliant policy issuance with official Section 80C & 80D tax exemption certificates.

99.2%
Claim Ratio
15 Mins
Paperless e-KYC
Zero Cost
Medical Labs
80C / 80D
Tax Benefit PDF

Live Real-Time Underwriting Sync

Submitting a proposal instantly streams into the 6-stage Underwriting CRM, triggering automated medical passes and tax invoice certificates via Hostinger SMTP.

Instant Premium Calculator

Real-time actuarial estimation engine

Instant Quote
Applicant Age:32 Years
18 Yrs40 Yrs65 Yrs
Tobacco / Nicotine Consumer?
Non-smokers enjoy up to 35% discounted actuarial rates
Indicative Annual Premium
23,000 / year
Section 80C Savings
Save ~6,900
Instant Proposal PDF256-bit AES e-KYCSection 80C Benefit
Institutional Portfolio

Comprehensive Life, Health & Wealth Solutions

Every policy is backed by world-class reinsurance syndicates and automated digital underwriting, ensuring transparent coverage contracts and rapid claim disbursements.

MOST POPULAR
Section 80C

Aegis Term Shield Pure Life & Critical Illness

Uncompromised financial security for your family with 64 critical illness coverages and accelerated terminal illness payouts.

Default Sum Assured
20,000,000
Indicative ~18,500 / year
Included Protection:
100% Tax-free lump sum payout to nominee
64 critical illnesses covered with instant advance
Waiver of premium on accidental total disability
Immediate terminal illness 100% claim settlement
99.2% Claim Settlement Ratio
COMPREHENSIVE
Section 80D

Optima Global Family Health Super Top-Up

Comprehensive cashless hospitalization worldwide with zero room rent capping, robotic surgeries, and OPD wellness allowances.

Default Sum Assured
10,000,000
Indicative ~24,800 / year
Included Protection:
14,000+ cashless network hospitals across India & overseas
Zero room rent restrictions (Single Private Suite)
Pre & post-hospitalization medical coverage for 180 days
No-Claim Bonus up to 100% sum assured enhancement
15-Minute Cashless Approval
WEALTH CREATION
Section 10(10D)

Pinnacle Wealth Builder & ULIP Multiplier

High-yield wealth creation engineered with institutional asset management, zero premium allocation charges, and life protection.

Default Sum Assured
5,000,000
Indicative ~120,000 / year
Included Protection:
Zero premium allocation & policy admin charges
Unlimited free switches between Bluechip, Midcap & Debt funds
Systematic partial withdrawals allowed post lock-in
10x life cover protection throughout the accumulation period
Top-Quartile Fund Performance
GST Exempt

Umbrella Executive Motor & Asset Shield

Bumper-to-bumper protection for luxury vehicles and high-value family assets with engine safeguard and zero depreciation.

Default Sum Assured
3,500,000
Indicative ~42,000 / year
Included Protection:
Zero Depreciation on all fiber, glass, rubber and plastic parts
Engine & gearbox protector against water ingression / hydrostatic lock
24x7 pan-India breakdown concierge & courtesy luxury loaner car
Return to Invoice (RTI) coverage against total loss or theft
Cashless Garage Settlement in 4 Hours
Digital-First Actuarial Architecture

Seamless Underwriting, Zero Paperwork

Transforming traditional multi-week insurance delays into a 24-hour transparent process with algorithmic mortality risk models and 100% sponsored executive medical assessments.

01

Instant Aadhaar CKYC

Paperless identity and address verification directly synced with the Central KYC Registry and UIDAI databases.

02

Sponsored Diagnostic Pass

Automated PDF medical examination pass for comprehensive lipid, ECG & renal panels at premier diagnostic centers.

03

Actuarial Risk Assessment

Senior medical director review assessing medical records and underwriting financial risk without hidden exclusions.

04

Digital Policy Schedule

Instant policy contract issuance with official IRDAI registration and legally endorsed Section 80C/80D tax certificates.

Medical Underwriting Directorate

Actuarial & clinical risk evaluation officers

Dr. Arvind Subramanian
Chief Medical Underwriter
MD (Internal Medicine), Fellow of the Academy of Life Underwriting (FALU)
Dr. Shweta Kulkarni
Senior Actuarial & Medical Examiner
MBBS, DNB (Cardiology), FLMI Underwriting Specialist

Accredited Diagnostic Network

Sponsored medical examination & Tele-MER centers

Aegis Central Diagnostic Center - Indiranagar
100-Ft Road, Indiranagar, Bangalore 560038
Specialty: Full Body Executive Profile, ECG & TMT, High-Res Chest X-Ray
Apollo Clinic & Diagnostic Hub - Koramangala
80-Ft Road, Koramangala 4th Block, Bangalore 560034
Specialty: Biometric Lipid/HbA1c Profile, Kidney & Liver Function Panels
Metropolis Healthcare Tele-MER Center - MG Road
Trinity Circle, MG Road, Bangalore 560001
Specialty: Tele-Medical Examiner Review (MER) & Home Phlebotomy Kit

Aegis Prime Wealth & Insurance Partners • IRDAI Registration No. 892/2019

Prestige Trade Tower, Palace Road, Bangalore 560001 • Official InsurTech Solution by Johnson Softwares